They were founded in 2015 during a time the UK regulator started making banking licences available. It’s one of the challenged banks.
They have used crowdfunding to great effect. Something many people do not know is that crowdfunding is actually a really cheap customer acquisition channel with the investors effectively pay to be customers! I have some friends who do this 😉
Monzo (previously Mondo) is a bank for people who live their lives on their smartphones, and is targeted at people who want to get things done in a click and who don’t see the need for branches and cheque books. Monzo is focussed on building the best current account in the world and ultimately working with a range of other providers so that Monzo can be an intelligent hub for your entire financial life.
Monzo Pitch deck
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